Fees and take-home
Gumroad Fees Calculator
Calculate Gumroad seller fees from the official 2026 pricing structure: 10% + $0.50 for direct/profile sales, 30% for Discover marketplace sales, and no monthly platform fee. Switch modes to compare what a sale through your own audience leaves vs a sale Gumroad's marketplace brings you.
Formula
- Direct Gumroad fee per transaction = Sale amount * 10% + $0.50
- Direct payment processing estimate = Sale amount * Processing rate + Fixed processing fee
- Discover fee per transaction = Sale amount * 30% (processing included)
- Total fees = (Gumroad fee + separate processing estimate, when applicable) * Number of transactions
- Net per transaction = Sale amount - Gumroad fee - separate processing estimate
- Effective fee rate = Total fees / Gross revenue * 100
Examples
- A $29 direct sale has a $3.40 Gumroad fee plus an estimated $1.14 US card processing fee, leaving about $24.46.
- Selling 100 of a $19 product through direct sales produces $1,900 gross, $240 in Gumroad fees, and about $85.10 in estimated US card processing, netting about $1,574.90.
- The same $29 product sold through Discover costs $8.70 in fees per sale (30%) instead of $3.40 from direct.
When to use this calculator
- Decide whether to push customers through your own profile link or rely on Gumroad Discover.
- Estimate what a launch month earns after Gumroad takes its cut.
- Compare Gumroad take-home against Stripe direct, PayPal, or Platform Take-Home Calculator output.
Common mistakes
- Forgetting the $0.50 fixed per-transaction fee on direct sales; on a $9 product it adds up quickly.
- Treating the direct 10% + $0.50 Gumroad fee as all-in; direct card or PayPal processing can be a separate cost.
- Assuming Discover is 'free traffic'; Discover takes 30% of the sale, which is much higher than direct sales fees.
- Treating refunds as cost-free; Gumroad does not return the fee on refunded sales.
Frequently asked questions
What are Gumroad's official pricing fees in 2026?
Gumroad's official pricing page lists 10% + $0.50 per transaction for direct/profile sales and 30% per transaction when a new customer buys through the Discover marketplace. Gumroad's fee help article says direct credit card processing (2.9% + $0.30 for its US example) or PayPal fees can be separate, while Discover's 30% includes processing. The same pricing page lists no monthly platform fee.
How is the Gumroad fee calculated on a sale?
Direct sale: Multiply the sale amount by 10% and add $0.50, then add separate payment processing when applicable. On a $29 US card example, the Gumroad fee is $3.40 and estimated processing is $1.14, leaving about $24.46. Discover sale: Multiply the sale amount by 30%; processing is included, so a $29 Discover sale costs $8.70 and leaves $20.30.
What's the difference between Direct and Discover?
Direct sales come from your own audience: someone clicks your profile link, a link in your newsletter, or a link from your social posts. Gumroad takes 10% + $0.50 of those. Discover sales are when Gumroad's marketplace surfaces your product to someone who has never heard of you and they buy through Discover. Gumroad takes 30% of those, treating it like a referral fee for finding the customer.
Do I get the Gumroad fee back on refunds?
No. Gumroad does not return the original platform fee when you refund a customer. Treat the fee as a fixed loss on every refunded sale. Use the Refund Impact Calculator to model the full cost of a refund cycle, including non-returned fees.
Is the $0.50 fixed fee on every sale?
The $0.50 per-transaction fixed fee applies to direct sales only, per Gumroad's published rate. Discover sales are listed at 30% without a stated fixed fee component, though Gumroad reserves the right to change this. The fixed fee disproportionately hurts low-priced products: on a $5 sale the $0.50 is 10% by itself, on top of the 10% rate.
Does Gumroad handle sales tax or VAT?
Gumroad's pricing page says it became a Merchant of Record on January 1, 2025 and handles sales tax collection and remittance for supported sales. This calculator estimates Gumroad's platform fee only and does NOT add tax or VAT as a separate line. Check Gumroad's tax documentation and your payout reports for your specific situation.
Why do some searches say Gumroad frais?
Frais is French for fees. Whether you search Gumroad fees, Gumroad pricing fees, or Gumroad frais, the core calculation is the same: use Gumroad's official pricing page, then apply 10% + $0.50 for direct sales or 30% for Discover marketplace sales.
Is Gumroad cheaper than Lemon Squeezy?
For direct sales on a typical digital product, Lemon Squeezy at 5% + $0.50 is cheaper per sale than Gumroad's 10% + $0.50 direct platform fee. On a $29 sale, Lemon Squeezy's bundled base fee is $1.95, while Gumroad's platform fee is $3.40 before separate card or PayPal processing. Both platforms operate as Merchant of Record for supported sales, so compare processing, add-on fees, discovery, payout workflow, and product features alongside the headline percentage.
Can I avoid the 30% Discover fee?
Yes, by relying on your own audience and direct marketing. Discover is opt-in based on product settings and customer flow. If your sales come from your newsletter list, social posts, or website, you pay the 10% + $0.50 direct rate. The 30% rate only applies when Gumroad's marketplace surfaces your product to a new customer.
Related calculators
Sources and assumptions
- Gumroad direct or profile sales: 10% + $0.50 per transaction according to Gumroad's official pricing page. Customers reach you through your own profile, link, or marketing.
- Direct sales can also incur separate credit card or PayPal processing. The editable defaults use Gumroad's published US card example of 2.9% + $0.30.
- Gumroad Discover marketplace sales: 30% per transaction, including processing. Gumroad's marketplace surfaces your product to a new customer who buys through Discover.
- Gumroad lists no monthly platform fee on the official pricing page.
- Refunds: Gumroad does not return the original processing fee on a refund. Treat the fee as a fixed loss on refunded sales.
- Processing rates vary by country and payment method. Edit the Direct processing fields to match your Gumroad payout reports; they are ignored in Discover mode.
Rates checked:
Last updated:
This calculator uses Gumroad's official published seller rates checked in July 2026: 10% + $0.50 for direct sales, 30% for Discover marketplace sales, and no monthly platform fee. Direct mode also includes editable payment processing defaults; Discover's 30% rate already includes processing.