Fees and take-home
Stripe Fee Calculator
Estimate Stripe payment fees for US domestic online card payments and see the net amount you pocket after processing costs.
Formula
- Fee per transaction = Amount * 0.029 + 0.30
- Net per transaction = Amount - Fee per transaction
- Total fees = Fee per transaction * Number of transactions
- Effective fee rate = Total fees / Gross revenue * 100
Examples
- A $49 charge has an estimated Stripe fee of $1.72 and leaves $47.28 before other costs.
- One hundred $29 sales produce $2,900 gross revenue and about $114.10 in estimated Stripe fees.
- A $9 product has a higher effective fee rate than a $99 product because the fixed $0.30 fee matters more.
When to use this calculator
- Estimate payment processing cost before choosing a price.
- Understand why low-ticket products lose more to fixed fees.
- Compare direct Stripe checkout with platform-based selling.
Common mistakes
- Assuming the same rate applies to international cards.
- Forgetting fixed per-transaction fees on low-priced products.
- Treating processing fees as the only cost of selling.
Related calculators
Sources and assumptions
- Stripe US domestic online card payments: 2.9% + $0.30 per successful transaction.
- International cards, manually entered cards, currency conversion, disputes, refunds, and other Stripe products are not included.
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This calculator uses Stripe's standard US domestic online card rate. International cards, currency conversion, manually entered cards, refunds, disputes, Stripe Tax, Billing, and other products may add extra costs.